How do real estate commission splits work?

A brokerage typically starts from gross commission income on a side, may carve referral fees first, deduct plan fees, apply team overrides, then split the remainder between agent and brokerage per the agent’s plan.

Is this calculator the same as a CDA?

No. A commission disbursement authorization instructs title or escrow who to pay at closing. This calculator only sketches plan math for design conversations.

Free tool · Broker-owners

Commission split calculator

Sketch one side's waterfall before you promise a plan in a recruiting conversation. Then encode the real rules in your commission system and generate CDAs from the ledger—not from a napkin.

Plans, caps & payouts framework·CDA & disbursement guide

Illustrative calculator

Commission split calculator

Model one side's GCI: referral carve-out → fixed fees → optional team override → agent/brokerage split. Not tax, trust-account, or franchise advice—pressure-test your real plan on a live deal.

Gross commission income (this side)Referral fee (% of GCI, carved first)

Desk / tech ($)E&O ($)Other fees ($)

Team lead override (% after fees)Agent split (% of remaining)Brokerage keeps 30.0% of the remaining pool after referral, fees, and team override.

Waterfall

Referral out: $0.00
Fixed fees: $0.00
Team lead: $0.00
Agent net: $8,400.00
Brokerage company dollar: $3,600.00

Caps, graduated tiers, dual agency, and outside brokerages need deal-level rules—not this sketch. See the plans framework and CDA guide.

Test on a messy deal Commission plans

How to use this with a real plan

Set GCI to a typical side in your market—not a fantasy listing.
Carve referral % the way your ICA and referral agreements actually work.
Add desk, E&O, and other per-deal fees your plan charges.
Model team overrides before the agent/brokerage split if that is your policy.
When the napkin math looks right, stress-test caps, graduated tiers, and dual agency on a live platform—not only here.

FAQ

Does Brokurz calculate splits automatically?

Brokurz applies assigned commission plans and deal overrides so CDA and statement numbers can share one ledger. Validate your model in a self-guided demo.

Can I model a 100% / cap plan here?

This sketch is a flat remaining split after carve-outs. Cap and graduated plans need YTD production state—cover that in the plans framework.

Free tool · Broker-owners

Commission split calculator

Sketch one side's waterfall before you promise a plan in a recruiting conversation. Then encode the real rules in your commission system and generate CDAs from the ledger—not from a napkin.

Plans, caps & payouts framework·CDA & disbursement guide

Illustrative calculator

Commission split calculator

Gross commission income (this side)Referral fee (% of GCI, carved first)

Desk / tech ($)E&O ($)Other fees ($)

Team lead override (% after fees)Agent split (% of remaining)Brokerage keeps 30.0% of the remaining pool after referral, fees, and team override.

Waterfall

Referral out: $0.00
Fixed fees: $0.00
Team lead: $0.00
Agent net: $8,400.00
Brokerage company dollar: $3,600.00

Caps, graduated tiers, dual agency, and outside brokerages need deal-level rules—not this sketch. See the plans framework and CDA guide.

Test on a messy deal Commission plans

How to use this with a real plan

Set GCI to a typical side in your market—not a fantasy listing.
Carve referral % the way your ICA and referral agreements actually work.
Add desk, E&O, and other per-deal fees your plan charges.
Model team overrides before the agent/brokerage split if that is your policy.
When the napkin math looks right, stress-test caps, graduated tiers, and dual agency on a live platform—not only here.

FAQ

Does Brokurz calculate splits automatically?

Brokurz applies assigned commission plans and deal overrides so CDA and statement numbers can share one ledger. Validate your model in a self-guided demo.

Can I model a 100% / cap plan here?

This sketch is a flat remaining split after carve-outs. Cap and graduated plans need YTD production state—cover that in the plans framework.

Commission split calculator

Commission split calculator

Waterfall

How to use this with a real plan

FAQ

Does Brokurz calculate splits automatically?

Can I model a 100% / cap plan here?

Launch your business on Brokurz.

Commission split calculator

Commission split calculator

Waterfall

How to use this with a real plan

FAQ

Does Brokurz calculate splits automatically?

Can I model a 100% / cap plan here?